Tuesday, May 24, 2005

Another day (full of torment)

Well, another day has passed.  In 35 hours, we'll be closing on our house.  Today, we were thrown not one, not two, but THREE more curve balls.  We caught them.  I am freaking out, hardcore, but it's working out so far.

Heck, the mortgage folks just confimed Kevin's employment today...TODAY!  Preapproved my fat white butt!  Then they mentioned that *WE* needed to get an insurance quote.  We've never bought a house before, but when we were told it was included in the closing costs, we thought it was handled by them.  WRONG.  The termite inspection wasn't done?  Oh, no problem, call me 2 days before closing, I'll handle it, dangit!

Anyway, we're catching the curve balls and calling strikes.  I will do what it takes to make this happen, as long as it's in the realm of possibility.  They say that they are just waiting for one final piece of paperwork, which we'll fax first thing tomorrow morning.  They say that'll do it.  They say that it's done. They say a lot, but it's all crap.

I'll never buy another house.  It's too much stress.  If I win 40 million dollars in the lottery, I'll just build on.  Build out and up, that's my motto.  It's too much trouble to buy a house.  Even if I had cash to offer, I'm sure they'd want a certified check instead.  I won't do it again.  Wellington is where I'll live out my years.  Never.Again.  If I win the lotto, I'll have a 15 story house, but I won't move.

Will it be worth it when we're sleeping there on Sunday night?  Yes.  Will we laugh about it in retrospect?  Yes.  Will we forget the hassle soon?  NO WAY!  I can't take the stress.  I'm weak.  I'm done.

4 comments:

Anonymous said...

We closed on our mortgage last month and they are still calling me with this and that document that has to be signed and mailed to them.  It probably won't be over soon.

Anonymous said...

Hey, it wouldn't ever be this difficult again.  You'll wipe the bad credit off your record, and then you wouldn't have to put up with so much junk.  Our first home was easy to buy because a sweet old man sold it to us, and we pretty much chose the terms.  He even financed it himself.  When we bought this one, the down payment wasn't quite sufficient, so the sellers (Amers) had to put up some money to start with, which they got back after a couple of years or so.  But never did we have anything like you have had to deal with.  

Anonymous said...

We had Joe's nephew do the financing for us and he did a really great job. She used a lawyer and sold the house herself.  It went really smoothly...now we are on the verge of selling this one.  THe inspectors arrive tomorrow.  I am beginning to move up north friday....it never ends.

Anonymous said...

{{{{{{{{{{{{HUGS}}}}}}}}}}}}} Now go have a beer!